During idearum, the minimalistic ninja shared about simplicity and one of the methods of achieving it is breaking the goal into bite-sized chunks. I could never fully grasp such a concept because it contradicts my personality. This is how i described myself in Ravejoint’s about page.

Takes “look before you leap” to a whole new level. Obsessed with finding the optimal solution by researching and planning before any endeavor.

Basically, I would have thrown the idea out the window because it takes too much discipline and long-suffering commitment to achieve (and ironically it should give the opposite effect)

I do believe that discipline and consistent effort produces amazing results in the long run though. A common example would be in the area of personal finance.

Story of an average sabahan geek:

Just say you want a Canon EOS 7D but you don’t have enough money. If you decided 5 years ago to stop drinking mocha frap weekly or patronizing that fancy Japanese restaurant and kept RM100 monthly in fixed deposit, this is what you would get.

RM100 per month + 3% interest * 5 years = RM6,481

Just enough to buy the camera.

What happens if you decide to do it till you retire? (assuming age 22 to 65)

RM100 per month + 3% interest * 43 years = RM105,340

It should work for other stuff too. The only problem is maintaining the goal without losing sight of it.

P.S You can play with the compound interest calculator here